Drive smart with Flexible Financing Options

Flexible Financing Options

We understand that financing your vehicle should be straightforward and tailored to your needs. That’s why we offer access to a range of smart financing and leasing solutions designed specifically for your smart car, whether it’s for personal or business use. Our goal is to make your smart ownership experience as seamless as possible, on and off the road.

What We Offer:

  • Fixed Interest Rates: Enjoy stability with predictable repayments.
  • Flexible Finance Terms: Choose the term that best suits your financial situation.
  • Easy Applications: Experience streamlined approvals with our simple application process.
  • End-of-Term Options: Benefit from a range of flexible options when your contract ends, including the possibility of upgrading to a new smart model.

The smart Way to Finance

smart Way To Finance

No one understands your driving needs like we do. We specialize in creating smart finance solutions that are perfectly matched to you and your smart vehicle, Financing your driving pleasure in the smartest way possible. You can easily plan for the long-term, with clear knowledge of your repayment amounts throughout the contract. We look at finance from your perspective and loans that are shaped by your needs so you can take the wheel sooner.

Consumer Loan

smart Consumer Loan

Every smart car owner has unique needs, and our financing options are designed to be just as flexible. With a Consumer Loan, you will receive approval to purchase the smart vehicle of your choice *. You’ll take ownership at the earliest possible opportunity and repay the loan through fixed instalments over a term that works for you. If you choose to include a balloon payment, you have the flexibility to either refinance the remaining amount, trade in your vehicle, or pay the balance off in full to retain ownership of the vehicle, making finance the smart choice for you.

Benefits and Features of a Consumer Loan:

  • Flexible Terms: Choose a contract length that suits you, ranging from 12 to 84 months.
  • Immediate Ownership: Take ownership of your smart car from the start of the contract.
  • Fixed Interest Rate: Enjoy the certainty of knowing exactly what your repayments will be.
  • Customizable Payments: Structure your deposit and balloon payment to adjust your repayments to suit your needs and objectives.

Business Loan

smart Business Loan

A Business Loan is ideal for customers who use their vehicles predominantly for business purposes and wish to own them at the end of the loan term. With a Business Loan, you’ll receive the necessary funding towards the purchase of your vehicle and gain immediate ownership at the time of purchase. When the contract ends, you can decide whether to refinance the residual value, trade in your vehicle, or pay off the remaining balance.

Business Loan Features and Benefits:

  • Flexible Terms: Select a loan term that fits your needs, from 12 to 84 months.
  • Immediate Vehicle Ownership: Take ownership of your smart vehicle immediately pending stock availability.
  • Fixed Interest Rate: Benefit from predictable monthly payments with a fixed interest rate.
  • Customizable Payments: Tailor your deposit and residual value to manage your repayments effectively.
  • Tax Advantages: You may be able to claim tax deductions if the vehicle is used for business purposes#.
  • GST Credits: If registered for GST, you may qualify to claim Input Tax Credits#.
  • Enhanced Cash Flow: Potential to optimize your cash flow

# You should seek professional tax advice before considering a business loan as an option. LSH Auto Australia does not guarantee that you will receive tax benefits from entering into a business loan.

Explore our smart finance options that have been tailored to suit you. Whatever your finance needs might be, our team is on-hand and ready to help to get you into the driver’s seat. Our staff are committed to providing excellent customer service and available to help with any queries you may have. Get in touch with your local smart Retailer to learn more about our range of personalized, financing options.

Insurance

smart Insurance

Comprehensive Car Insurance with QBE Australia

QBE is one of Australia’s leading providers of insurance. If your car is damaged in an incident that is covered by your Policy, you can have your car repaired using genuine parts1, and you’ll have the flexibility to choose your repairer2.

Refer to the QBE website and read the QBE Comprehensive Car Insurance Product Disclosure Statement (PDS) for more information on what’s included in the cover.

Strong Level of Expertise with Our Authorised Repair Network

With LSH Auto Australia, you gain access to an exclusive network of authorised repairers who specialize in repairing your car. Our experts are equipped with cutting-edge tools and use only genuine parts to ensure that your car is repaired with the same safety and integrity standards it was built with.

Entrust your car to our elite network, where unparalleled attention to detail and quality meet.

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Terms and Conditions

All Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. # Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

We collaborate with multiple Finance and Leasing partners to ensure that the financing options available to you are well-suited for both the vehicle you’re considering and your individual circumstances.

*Approved applicants only. Terms, conditions, fees and charges apply. Finance issued by Angle Auto Finance Pty Ltd ABN 16 161 130 696 Australian credit licence 530731.

*Finance restricted to approved customers of Mercedes-Benz Financial Services Australia Pty Ltd ACN 074 134 517 Australian credit licence 247271.

QBE Disclaimer

QBE Comprehensive Car Insurance and QBE Third Party Property Damage Car Insurance are issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). LSH Auto (Sydney) Pty Ltd (ACN 604 103 915) trading as Smart Mobility Sydney, LSH Auto (Melbourne) Pty Ltd (ACN 618 554 635) and LSH Auto (Brisbane) Pty Ltd ACN (606 816 497) act as referrers and do not receive commission for any referrals they make that results in a policy being taken out with QBE. To decide if this product is right for you, please read the relevant Product Disclosure Statement (PDS), and Target Market Determination (TMD).

1 If QBE accept a claim but are unable to repair a damaged part and if your car was first registered less than three years ago, we’ll use genuine new parts when they are reasonably available.

2 You may also choose any licensed repairer to repair your car. However, we may invite, accept, adjust or decline estimates or arrange to move your car to another repairer acceptable to both of us. You can only choose your own licensed repairer to repair your car if you have chosen and paid for the optional benefit Choice of Repairer. If you have not added the Choice of Repairer option to your policy, we will normally use a QBE Accredited Smash Repairer or another licensed repairer we select to repair your car.